Do You Qualify?

Family Selection Criteria

1. Need

A. You will be considered for a Habitat home if your present housing is not adequate and if you are unable to obtain adequate housing through other conventional means. Lack of conventional housing may include problems with: the present structure, water, electrical or sewage system services, heating system or failure to meet city property maintenance standards. Also taken into consideration are the numbers, the ages and the sex of children compared to the number of bedrooms in your present home.

B. The percentage of your monthly income that you currently spend on housing is considered to determine need. You will be required to openly and fully discuss your financial situation with a Habitat interviewer.

C. You must be a current Ozaukee County resident with at least one year of residency in Ozaukee County. You and your family will be considered if your total income is not over the range of federal poverty guidelines.

For Example

Family size	Gross Annual Income
Two	$26,900
Three	$30,250
Four	$33,600
Five	$36,300
Six	$39,000
Seven	$41,650
Eight	$44,350

If your income is within this range you may be considered to become a Habitat partner!

2. Ability to pay

Since you will actually be buying your home from Habitat, you must demonstrate your ability to pay the monthly mortgage payment. The payment will include not only the mortgage payment, but the payment for real estate taxes and insurance. We will help you determine if this payment will jeopardize your ability to meet all your other family obligations and expenses. We can also help you if you need to develop a budget to determine your eligibility. There is no interest on the loan for a Habitat home.

3. Willingness to Participate as a Partner with Habitat

A. When selected you become a "partner family" in the Habitat movement. To become a "partner family" you must complete 500 hours of volunteer work with Habitat, which will count toward your total "sweat equity" contribution to be completed before becoming a homeowner.

Your assistance in constructing your home and the homes of others is called "sweat equity" and may include clearing the lot, painting, helping with construction, providing food for volunteers or working in the Habitat office. As a "partner family" you must complete 500 hours of sweat equity. Your family can receive up to 250 hours by applying time put in on your behalf by friends and relatives who join in the work.

B. You will be responsible for maintenance and repairs of your home from the time you move into your home.

C. After moving into your home, the Family Support Committee will maintain an ongoing relationship with you . . . this includes financial counseling and household maintenance education.

If you feel you meet these criteria and are interested in becoming a "Partner with Habitat" please e-mail the Family Selection Committee at habitat@powercom.net. Include your name, address, phone number(s), best time to call and any comments.
Or
Including the above information mail to:
Habitat for Humanity Lakeside
131 N. Webster Street
Port Washington, WI, 53074
Or
Call our local office at - (262) 284-6880

The selection of families who will purchase homes from Ozaukee Habitat for Humanity will be done by the Family Selection Committee using these criteria in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, marital status or because all or part of an applicants income is derived from public assistance programs.

Equal Housing Opportunity - We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, marital status or national origin.